If you’re a first-time homebuyer or looking to refinance your home, you’re going to want to shop for the best mortgage rates you can find in Winnipeg. To get you the best mortgage rates in Winnipeg, Vertuity Mortgage presents you to the best lenders offering the best rates on your behalf.  We put together your package to present you to the lender in the best possible way.  It’s not just the posted mortgage rate that we’re after.  We want the best possible rate for you.

As a seasoned mortgage broker in Winnipeg, Vertuity Mortgage works with dozens of lenders to find the best mortgage rate for you. We have access to multiple lenders and, based on your individual needs, we can find the right mortgage for you.

Mortgage rates in Winnipeg change and you want to know how the changes affect you.  Advertised bank rates aren’t the best mortgage rate in Winnipeg you can get.  Consumers may not realize lenders must compete to win your business.  You may have a long-term relationship with a bank and think you’re getting the best rate.

We negotiate with banks to get the best rates for you.  Below is a chart of savings based on a $200,000 mortgage.  Look at the interest saved per year. We make the time you spend with us worth it.


Save thousands with the best mortgage rates in Winnipeg.

Bank rates are almost always higher than rates from a mortgage broker. For mortgage rates in Winnipeg, Vertuity Mortgage has access to rates from multiple banks and credit unions. We’re able to shop around and work with people we know. As a broker, we also receive volume discounts from lender to create savings we pass along to you.

Mortgage brokers have access to rates from multiple banks and credit unions, as well as insurance and trust companies, so they can essentially “shop around” for you.

What Type of Mortgage Is Right for You?

A primary concern when shopping for mortgage rates in Winnipeg is what is the right type of mortgage for you?  There are probably fifty different types of mortgages available.

  • Fixed rate or variable?
  • Low Ratio or High Ratio?
  • Open or Closed?
  • Home Equity Line of Credit (HELOC)
  • Vendor Take-Back Mortgage
  • Blanket Mortgage

Your situation is unique to you.  The amount of your down payment, your credit history, employment history and income are all things unique to you.  We take a lot of factors into account when searching for the right mortgage for you.

Getting the best mortgage rate in Winnipeg is going to depend on your unique situation combined with the current market conditions.  As your mortgage broker, we understand both sides of the equation.  We learn about you, your background and your potential to purchase a home as well as the market conditions and who would be best to work with as a mortgage lender.