1. You Have Options Available
First, realize that you have options. You’re not locked into your local bank. A mortgage broker has significant advantages over a bank. Vertuity Mortgage has access to over 40 different lenders and typically works with 5-10 lenders to meet a client’s needs. It’s a matter of who has the best products in the industry to help the client the most. Vertuity is a local company but is part of a national mortgage franchise that creates great “buying power”. It allows Vertuity to obtain lenders rock bottom lowest interest rates upfront without any need for negotiating. It often means Vertuity can get you a lower mortgage loan rate than you could from anyone including your own bank! Get the lowest rates possible.
2. You Need Expertise
Secondly, you’re probably going to need help. Buying a new home or refinancing your home is complicated. If you want to get the lowest mortgage interest rates possible you need expertise.
As a licensed mortgage broker Vertuity Mortgage doesn’t work for the bank it works for you. Your personal consultation starts with understanding your needs and wants. Everyone’s situation is different and Vertuity’s personal consultations are focused on finding out what’s best for you. Vertuity will find out what your qualifications and mortgage preferences are and work to get you the lowest rates possible.
The Vertuity Mortgage Hassle Free Process provides you with a step-by-step program taking you from start to finish on your new mortgage loan. Vertuity Mortgage developed the process to provide you the personalized service you need and the best mortgage. Your personal advisor will walk you through each step to make sure the mortgage process is easy but also complete. To get the best rate at the right time the paperwork needs to be completed correctly and in a timely manner. Our job is to get the lowest rates possible.
3. Get Pre-Approved
Third, you want to get pre-approved. Getting pre-approved for a mortgage is one of the first steps you should take to get the lowest mortgage interest rates possible. You’ll know how much the bank is willing to lend you and how much you can afford when shopping for your new home. Pre-approval will tell you what your expected mortgage payments will be. You may also be able to lock in your interest rate at the current rate to protect you from the potential of rising interest rates.
Buy a new home. Refinance your home. Get the lowest rates possible with Vertuity Mortgage. Apply for a mortgage loan online now.