Refinance your mortgage to shorten the term of your loan
- Refinance your mortgage to lower your interest rate
- Refinance your mortgage to lower your payment
- Refinance your mortgage from an adjustable rate to a fixed rate loan
- Refinance your mortgage to cash out home equity
Is it right for you to refinance your mortgage?
It’s a big decision. Vertuity Mortgage works with each client on a personal level to help you understand the best way to refinance your mortgage. Vertuity will create a budget for you to determine whether refinancing makes sense for you. Vertuity can lock in an interest rate for you if refinancing is a good option.
The professionals at Vertuity Mortgage want to understand you and your needs.
Input your monthly payments and see how much Vertuity Mortgage can save you by using our Debt Consolidation calculator
How long do you plan to be in your home?
You need to be in your home long enough to realize the gains from a refinance. Vertuity Mortgage can help you calculate your break-even point for a refinance and show you when it makes sense.
Why do you want to refinance?
There are good reasons to refinance your mortgage. What is your reason? Do you really understand why you want to refinance? Vertuity Mortgage will work through the reasons with you to help you understand all the risks and rewards of your refinance.
Is there a prepayment penalty on your current mortgage?
Many mortgages carry a penalty if you pay them off early. The amount varies, but it is usually a small percentage of the outstanding balance, or several months’ worth of interest payments. Vertuity Mortgage can investigate your current mortgage and tell you the risks of a refinance.
What costs are associated with a new mortgage?
There are a number of fees associated with getting a new mortgage. These may include an appraisal fee, title search, insurance and legal fees. Vertuity Mortgage will identify all of the costs and help you determine if the refinance will cover your costs.
Work with a professional who understands refinancing your mortgage. When you think you’re ready Vertuity Mortgage is ready to learn about you and your needs. Vertuity Mortgage finds the best mortgage rates and saves you time and money with a simple, hassle-free mortgage process.