Work with a trusted local mortgage broker who knows Winnipeg and has access to the lowest 5-year fixed mortgage rates in Winnipeg.

Vertuity Mortgage has access to the best 5 year fixed mortgage rate in Winnipeg.  There isn’t a better time to lock in your mortgage rate and enjoy the stability it brings.

1. The 5 year fixed mortgage rate offers the stability of a fixed mortgage at a competitive mortgage rate.
The 5-year fixed mortgage guarantees your mortgage payments will not change for the next 5 years. It saves you money while giving you the security of predictable payments. A fixed rate mortgage locks in your interest rate. It has a set interest rate over a given term and is not subject to change over the life of the term. A typical mortgage, for example, may have a 5-year term and a 25-year amortization.

2. The 5 year fixed mortgage rate is the most popular rate in Canada. Approximately 66% of Canadians have 5 year fixed mortgage rates.  The five year term is a comfortable length for people who feel one year is too short and ten years is too long.

3. Variable rates change and your payment goes up and down. The alternative to a fixed rate mortage is a variable rate mortgage.  With a variable rate mortgage the rate is based on the prime interest rate. With a variable rate mortgage your payments will rise as prime goes up. Conversely, as prime goes down your payments go down. Your taking the risk the prime lending rate will stay low for the next five years. It’s a gamble.


The 5-year fixed mortgage offers peace of mind and stability.

Contact Vertuity Mortgage for a personal consultation and learn how to get the best mortgage loan rates in Winnipeg.

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Call Vertuity Mortgage today at (204) 888-4663