For the first-time home buyer, the challenges of buying a home can seem immense. There are so many roadblocks and things you just don’t know. The First-Time Home Buyer Guide covers the step-by-step process of buying your first home.
Are you interested in a lower rate, consolidating some debt, or accessing some of your home equity? Lower monthly mortgage payments, home renovations or debt consolidation of high interest rate loans may be one of the reasons to re-evaluate your current mortgage.
In the strictest sense, to refinance your mortgage means replacing your current mortgage with another mortgage. In practice, this means that you’ll have to conduct research to reveal your options, compare your current mortgage with your options, and then submit to the standard process used to secure a mortgage if you feel that refinancing is […]
At Vertuity Mortgage, one of the most common questions that we hear from our clients is how the mortgage renewal process works. Simply put, whether your mortgage comes up for renewal in 35 months or 10 years, the renewal process provides you with an opportunity to re-evaluate your personal financial situation and mortgage needs before […]
Overcoming the Challenges to Buy a Home in Winnipeg
It’s a challenging time to buy a home in Winnipeg especially if you’re a first-time home buyer. The federal government implemented a more stringent mortgage stress test for new mortgages in October of 2016. The new rule change requires all new mortgage applicants to pass a mortgage rate stress test for insured mortgages regardless of the […]
Everything is all well with the home. I wanted to thank you for all the help you have given us. I was really a good experience working with you. Rest assured that if somebody is looking for a broker I really recommend your company!:)
Have a nice day and thanks again!
Thank you for all your help/advice in securing a mortgage for our new house.All of the time spent in the form of emails, text messages and conversation is much appreciated.We are enjoying our new house!
Peter & Sam
Thank you for all you guys have done for me. I’ll absolutely pass on good words and have had one person try and go thru a home purchase with you.
Ryan P – First Time Home Buyer
“I have a busy schedule and wasn’t getting the service I needed from a Big Bank. I went to Vertuity and they took care of everything for me”
Ryan Reaves – NHL Player
“We used the team at Vertuity Mortgage and Gemstar Insurance for our recent move to a new area of Winnipeg and couldn’t be happier with their service and professionalism”
“Brent and everyone at Vertuity Mortgage got me a great rate on my first mortgage AND they followed up with great value added services. It was a pleasure to work with everyone at Vertuity”